Managing price volatility is crucial for farmers and
agribusinesses across the food supply chain. For farmers, sharp
price swings can mean the difference between profit and financial
strain, making investing in essential inputs like seeds,
equipment, and labor challenging. For agribusinesses, it’s about
protecting thin margins, as unstable prices disrupt supply
consistency and consumer pricing, risking shortages and lost
sales. Agri-lenders, too, cite price volatility as a key
challenge, as fluctuating incomes increase the risk of loan
defaults.
Yet, solutions to manage price risk are limited. Commodity
derivatives, while helpful, cover only a few major crops and
markets, leaving many in agriculture exposed. That’s where Agtuall
steps in. Our innovative price insurance solutions provide
stability for farmers, agribusinesses, and financiers alike,
supporting secure revenue streams and facilitating access to
financing—all essential for a resilient agricultural sector.
Discover how Agtuall’s approach is redefining risk management for
agriculture.
The following scenarios illustrate how this ecosystem approach benefits various value chain partners
There are two main options we offer: pre-harvest and post-harvest price insurance.
In both options, market prices are tracked by a reliable third-party source. If the average market price during a predefined period (e.g., harvest month) falls below your chosen strike price, a payout is automatically triggered based on the difference. No claim filing is necessary.
The premium you pay will depend on several factors, including:
Since this is a parametric product, the payout process is automatic. Once the predefined period ends and the market price data is verified, the payout will be electronically deposited directly into your designated account, assuming the market price falls below your strike price.