Climate Analytics for Risk Mitigation Assessment

Climate Risk Platform

The Insurer's Toolkit for Innovative & Scalable Ag Insurance Products
10+
Countries Covered
Data and analytics

Building Resilience: The Vital Role of Data in Agriculture insurance

The Climate Data Platform, designed by insurers for insurers, redefines agricultural insurance by finally closing the long-standing data access gap. Drawing from diverse sources—ESA’s Data Hub, NASA Earth observations, NOAA, JAXA, and African networks like TAMSAT and ARC—the platform combines cutting-edge AI crop yield models with scenario testing to deliver precise, personalized premium pricing that reflects each farm's unique risk profile.
With streamlined onboarding and real-time monitoring, insurers gain powerful insights into emerging risks, while advanced analytics support proactive loss prevention and dynamic premium adjustments. Built to ensure fair and transparent pricing, this platform offers a new level of resilience and efficiency in agricultural coverage. Discover how the Climate Data Platform is setting a new benchmark in insurance innovation.

Elevating Agricultural Insurance Risk Assessment with Comprehensive Data and AI

Precision Underwriting

AI for smarter risk assessment and pricing

One Stop Climate Data

Faster Innovation, Streamlined Solutions.

Data Exchange

APIs for partner system integration

Claims monitoring

Facilitating Efficient Claims Processing.

50+

Datasets Updated Daily

15+

Countries Covered

10+

Value chains covered
Platform benefits

Faster Onboarding, Smarter Risk Decisions

From Soil to Sky: Unprecedented Data Granularity for East Africa & Asia
From Crops to Livestock: CARMA's Pricing Engine Powers Diverse Ag Insurance Solutions
From Seed to Resolution: Streamlined Claims Management with CARMA
Cultivating Confidence, Simplifying Service: A Connected Ag Ecosystem with CARMA
Basic information

Frequently asked questions.

  • Insurers & Re-insurers: Streamline operations, enhance risk management, and design innovative insurance products.
  • Farmers & Agribusinesses: Gain access to a wider range of insurance options, benefit from faster onboarding and claims processing, and enjoy potentially lower premiums.
  • Distributors: Simplify product offerings, improve customer service, and potentially reach new markets with data-driven solutions.

CARMA provides the flexibility to design and offer a wide range of agricultural insurance products. This includes coverage for:

  • Crops: Protect against various perils like drought, hail, pests, and diseases.
  • Livestock: Mitigate risks associated with illness, mortality, and forage scarcity.
  • Revenue Protection: Financial stability for farmers through minimum income guarantee based on historical yields.
  • Multi-Peril Crop Insurance (MPCI): Offer comprehensive coverage against various agricultural risks.

We understand the importance of seamless integration. We offer a robust API infrastructure that allows for smooth integration with your existing systems, minimizing data migration and streamlining workflows for a hassle-free experience.

Reach out for a personalized demo to experience the platform’s impact firsthand.